Federal Parent Loans (FPLUS)

Parents of dependent students may borrow the difference between the student’s cost of attendance and financial aid awarded.

  • Repayment begins within 60 days of second disbursement or may be deferred until 6 months after the student graduates, withdraws, or drops below half-time.
  • Loan amounts vary and cannot exceed the cost of attendance minus other financial aid received.
  • To apply, the dependent student will need to complete the FAFSA and you will need to request the loan at studentaid.gov/