Unsubsidized Federal Stafford Loan

This federal loan has the same terms and conditions as the Direct Subsidized Loan.

  • Loan amount of $2,000 awarded to ALL students per year.
  • In addition to the guaranteed $2,000 unsubsidized loan, additional unsubsidized loan monies are available to students who are not eligible for the full subsidized Federal Direct Loan amount.
  • Independent freshmen and sophomores may borrow an additional $4,000 above regular Federal Direct Loan limits and independent juniors and seniors may borrow an additional $5,000 above regular Federal Direct Loan limits

Dependent students whose parents have been denied a PLUS Loan (credit reviewed annually) qualify for an additional unsubsidized Federal Direct Loan of $4,000 in their freshman and sophomore years and $5,000 in their junior and senior years. This is in addition to the $2,000 unsubsidized loan awarded to all students.